How Does Funeral Insurance Work?

It is wise to plan for the future in every aspect of life, including pre-planning your funeral. Pre-planning your funeral lifts a heavy weight off of family members and allows them to peacefully grieve with no stress or worries. We usually budget our retirement based on the needs of living, but what about money to wrap up affairs after we pass? If you have been considering pre-planning your funeral, you may be wondering if you should purchase funeral insurance. How does funeral insurance work?

What is Funeral Insurance?

Funeral insurance is simply a policy that is designed to assist in paying for all funeral expenses by setting aside funds. One benefit of signing up for funeral insurance is that it protects you from the rising cost of funeral expenses by locking in today’s prices.

This insurance policy protects family members from taking on the financial burden once their loved one has passed. Once your policy is paid in full, you are guaranteed it remains in affect your entire life. By making the decision to invest in funeral insurance, you are guaranteed that  your entire estate will be available to your family rather than liquidated to cover expenses.

What does Funeral Insurance Cover?

Coverage of funeral insurance depends on the company and policy you decide to purchase. Pre-need insurance is another term for prepaid funeral insurance, which is purchased through a licensed agent through the funeral home of your choice. This allows you to work directly with the funeral home, making the decisions and choosing your preferred funeral style while paying it off over time.

Why Should I Invest in Funeral Insurance?

The most rewarding benefit of buying funeral insurance is simply to be prepared. You can live peacefully knowing your expenses are covered, while easing the burden off family members. At Diehl-Whittaker Funeral Services, we proudly work with those interested in pre-planning and budgeting their funeral services.

Diehl-Whittaker is a funeral service in Columbus, Ohio who makes every effort to reflect the quality of your loved one’s life.

The care your family deserves, at a cost your family can afford.

Contact us today for burial packages, cremation packages, and pre-planning assistance.

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